Everybody seems to own a car nowadays and no matter how careful we are when driving, chances are, some drivers are not, and we might get involved in a car accident. If you own a business and you have a number of cars for business or you own a fleet of vehicles for your business (tractors or trailer tracks), having commercial auto insurance should be your first priority. With auto insurance, you can relax while having your drivers do your business day after day.
Why pay for commercial auto insurance that you might not use anyway?
It Will Protect You from Financial Liability
Say you have ten cargo trucks and they are all handled by professional and watchful drivers. Apparently, one of your trucks was hit by a car driven by a drunk. The car was a wreck and all of the passengers are in the hospital. How much would you have to pay for it? With commercial auto insurance, none.
It Comes with Different Coverage
Coverage or claims that an auto insurance offers differ from package to package. Always check this and make sure that medical coverage and repair coverage is included. If you can find an insurance that covers lawsuits, go for it as well because you wouldn’t know when you will need it.
Peace of Mind
This is something that no one can deny. If you have insurance and you have ten cars driving in and out your city, every day, having commercial insurance will make you feel at ease. Again, you might not need it and hopefully, you won’t need it, but in case you do, you will still feel at ease knowing that you have your insurance to back you up. With insurance, your operation won’t be affected as well.
In 2016, statistics showed that there were 14.5 million cars running in the streets of California. That was three years ago. With so many cars on the road, accidents are inevitable. If you want to keep your peace of mind while running your business, get a commercial insurance Lodi CA and let your drivers do their job properly without worries.